Spread the cost of
going solar.
A solar system is one of the smartest investments you can make and with flexible finance, you don't have to wait. Start generating your own energy and let your savings help cover the cost.
FRN 703401 — Authorised & Regulated by the FCAHow it works
Getting finance for your solar system is straightforward. Here's what to expect from survey to switch-on.
Get your free survey
Our surveyor visits your property, assesses your roof and energy usage, and provides a detailed written quote at no cost and with no obligation.
Apply for finance
Once you're happy with the quote, we'll guide you through the finance application. Apply online in minutes and receive a fast decision from Ideal4Finance.
We install your system
Our MCS-accredited team installs your panels and battery. Monthly repayments begin once the work is complete and you're generating your own clean energy.
Your panels help
pay for themselves.
Unlike financing a roof repair where the benefit is purely protective, solar panels generate electricity from day one. The savings on your energy bills go straight back towards your monthly repayment, reducing the real cost of finance significantly.
A typical Scottish home with a 4kW system can save £80–£110 per month on energy bills. When offset against a monthly repayment, the net cost of going solar is often lower than you'd expect.
See Your Monthly CostFigures are illustrative. Savings vary depending on system size, energy usage, and export tariff. Finance subject to status at 11.9% APR. Representative example only.
Finance calculator
Adjust the sliders to see your estimated monthly repayment alongside projected bill savings.
This calculator is for illustration only. Finance is subject to status at 11.9% APR. Bill savings are estimates based on Scottish average conditions and vary by usage and export tariff. Actual results vary with roof direction, usage patterns, and tariff.
Get a Free QuoteDon't wait to start saving
The longer you wait to go solar, the more you spend on grid electricity. Finance lets you make the switch now and from day one, your system starts generating free energy and reducing your bills.
- Your bill savings offset the monthly repayment from day one
- Spread the cost over 36 to 120 months
- Competitive 11.9% APR — fixed monthly repayments
- Fast online application — decision in minutes
- Soft search quote — does not affect your credit score
- MCS-accredited installation — 10-year workmanship guarantee
- Export tariff income (SEG) on top of bill savings
Ready to get started?
Book a free, no-obligation survey. Our MCS-accredited surveyor will assess your roof, recommend the right system, and provide a full written quote. You can then decide whether finance is right for you.
Book a Free Survey Or call 0141 611 6277Finance FAQs
Who is eligible for finance?
Finance is available to UK residents aged 18 and over. You will need to pass a credit check. Finance is subject to status, not all applicants will be accepted, and the rate offered will depend on your personal circumstances.
Will applying affect my credit score?
An initial soft search is carried out to provide you with a quote, which does not affect your credit score. A full credit search is only carried out when you proceed with a full application.
How quickly will I get a decision?
The online application takes just a few minutes to complete and in most cases a decision is provided quickly. Once approved, we can schedule your installation without delay.
What is the minimum and maximum loan amount?
Finance is available on projects from £1,000 upwards, up to £50,000. Please speak to our team for details on the right loan amount for your project.
Do I need to pay a deposit?
A deposit may be required depending on the loan amount and term. We will agree any deposit amount with you before you begin your application, so there are no surprises.
What terms are available?
Finance is available over 36, 48, 60 and 120 months at 11.9% APR. Longer terms mean lower monthly repayments, though you will pay more interest overall. Our team can help you choose the term that works best for your budget.
Can I include battery storage in the finance?
Yes. Finance can cover the full system cost including solar panels, battery storage, inverter, and installation. Adding a battery maximises your savings by storing unused daytime generation for evening use, so it often makes financial sense to include it from the outset.
What are the risks of taking out a loan?
There are risks involved in taking out a loan. You should ensure you can make all payments on time and in full, failure to do so can lead to financial difficulties and have a negative impact on your credit score. Please only apply if you are confident in your ability to meet repayments.
Who provides the finance?
Finance is provided through our partner Ideal4Finance (Ideal Sales Solutions Ltd, FRN 703401), a credit broker authorised and regulated by the Financial Conduct Authority. Speedy Solar acts as an Introducer Appointed Representative and does not provide credit directly.
How do I apply?
Once you have your written quote from Speedy Solar, you can apply online at ideal4finance.com/loan-apply/speedy. If you need support during the application, call Ideal4Finance on 020 3617 4647, Monday to Friday, 9am to 5pm.
Your solar system, on your terms.
Free survey · 11.9% APR · MCS accredited · Finance available
Speedy Solar is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401), authorised and regulated by the Financial Conduct Authority. Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term. Representative example: an £8,000 purchase with a 25% deposit; Deposit amount £2,000; Total credit £6,000. Finance available at 11.9% APR fixed over 60 months. 60 monthly repayments of £133.12. Total amount payable £9,987.20. Total interest payable £1,987.20. There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full. Estimated bill savings are illustrative and based on typical Scottish conditions — actual savings will vary.